September 2007


It is easy to get nervous when you step onto the tee.

What I do is take a couple of deep breaths to get rid of all the negative energy and breathe in the positive stuff.

When your muscles lack oxygen they tense up. What you want are nice, relaxed muscles to get the most efficient swing.

4. Stick to your routine

More than anything you need to have your routine. Next time you watch Tiger or Ernie look at their routine. That’s their way of feeling comfortable.

I walk up to a shot and look where I want it to go. Next I take a practice swing. Then I cock my club back, once looking at the target, then two more times.

It’s then that I’m relaxed and ready to hit the shot.

5. Don’t even think about it

Last of all when you play your shot don’t think about it. Just hit it.

If you’ve done your homework and your practise you should be fine. Standing over the ball is not the place to think about your grip or your swing.

Do your thinking on the driving range.


Originaly from Source

What does the Chancellor have in store for us in the pre-Budget report? A leading accountant offers her top tips.

Put 10 December in your diary. It’s the date of the Chancellor’s pre-Budget report, a sort of mini-budget.

The Chancellor normally reserves his big announcements for the Budget which takes place in the Spring.

But the pre-Budget review can be a good way of breaking unwelcome news, the idea being that by next year we will have either forgotten or got used to it.

This year the announcement is very close to Christmas, but I doubt the Chancellor will be giving away few presents.

So what will be in his pre-Christmas stocking? And how could it affect you?

Childcare

Childcare provided by your employer has always been free of National Insurance (NI).

However it’s currently only tax-free if your employer both pays for the childcare and manages it.

The good news is the government is expected to announce that other employer-supported childcare, not just childcare in work-based nurseries, but also vouchers, could be free of tax and NI.

But the bad news is that financial support could be capped at 50 a week.

This low ceiling could lead to a NI increase for many people and a tax bill for some parents.

I also fear that it could increase complexity for employers, and some could stop providing childcare altogether.

Vans

The government has been consulting on plans to change the way vans are taxed.

The Inland Revenue currently classes company cars and vans differently. Cars are heavily taxed, while vans get off more lightly.

If your employer provides you with a van you can use to go to and from work, and/or use at the weekends, you could be in for a big surprise.

The government has woken up to the increasing popularity of vans in recent years.

It plans to treat vans like company cars, so people could see their tax bill increasing by more than 100%.

Pensions

The complex pension tax rules are due for a shake-up.

Obscure regulations are going to be swept away, but other problems could appear.

For instance, if your pension savings fund does really well, so that its value exceeds 1.4m, the Chancellor is expected to confirm that any excess will no longer be tax-free, but will be taxed at the rate of 60%.

Stamp duty

For most people, having such a large pension is as likely as living in Lapland. Owning a valuable house is much more likely.

But Will Mr Brown catch you there too?

Although there has been lots of speculation about whether stamp duty should be changed to reflect booming house prices, it is likely the government will be preoccupied with two major reports on housing, the Miles report on fixed term mortgages and the Barker report on increasing the supply of housing.

And with the housing market finely balanced, it may not want to increase stamp duty this time.

Domicile

This issue has been simmering in the background for years - but is definitely one to watch in this year’s pre-Budget review.

Generous tax breaks are available to people who live in the UK, but do not regard Britain as their home country.

This rule is very beneficial for wealthy foreigners, because they can avoid paying tax on non UK income and capital gains, as long as they do not bring the money into the UK.

These “domicile” rules are likely to change, increasing the tax bill for these individuals.

There is a political argument that the rules could be fairer, but I think too harsh an approach will make rich entrepreneurs less likely to set up businesses here.

National Insurance (Nics)

NICs stands for National Insurance Contributions.

In April this year NICs went up by 1% on earned income.

In my view, it is unlikely the Chancellor will put them up again so soon this side of a general election.

The opinions expressed are those of the author and are not held by the BBC unless specifically stated. The material is for general information only and does not constitute investment, tax, legal or other form of advice. You should not rely on this information to make (or refrain from making) any decisions. Always obtain independent, professional advice for your own particular situation.


Originaly from Source

Home Information Packs (Hips) are being introduced into England and Wales from 1 August for all properties with four-bedrooms or more.

The whole idea of the packs has been controversial from the outset.

Some warn that it will add an unnecessary layer of expense and bureaucracy to the house selling process - but others argue that it brings much-needed transparency.

BBC News explains what the packs will mean for homeowners and the housing market.

I want to sell my house and was told that I will need a Home Information Pack. What are they?

The packs are to contain information that will be useful to any potential buyer.

Copies of title deeds, any recent planning permission or building consent given on the property, a local area search and an energy performance certificate will all be in the pack.

Under the rules, everyone marketing a property with four or more bedrooms has to commission a Hip.

Ultimately, the government wants all homes put up for sale in England and Wales to have a Hip.

Scotland is set to get its own version of Hips in 2008.

PACKS WILL INCLUDE
Evidence of title
Copies of planning, listed building or building regulations consents
A local search
Guarantees for any work on the property
An energy performance certificate.

Energy performance certificates - what are they?

The idea of the certificate is that, at a glance, would-be buyers will be able to see the property’s energy efficiency - a bit like when they buy a fridge.

The homeowner will also be presented with some tips on how the energy efficiency of their home can be improved.

Energy performance certificates kill two birds with one stone - providing information for homebuyers and ensuring the UK complies with an EU directive which comes into force in 2009.

However, the cost of having a property’s energy performance assessed has been estimated at anything from 100 to 150.

Thousands are in training to become energy performance assessors, as the jargon has it, to inspect properties new to the market and issue certificates.

But only about 2,000 have so far been accredited.

Why are the packs being introduced?

Hips have been in the offing for a decade.

The Labour government went into the 1997 general election promising to introduce Hips, with the express intention of reducing the number of property sales which fall through.

The idea is simple: the more information that is presented to the buyer upfront, the slimmer the chance of a nasty surprise scuppering the sale further down the line.

I remember that originally Hips were meant to contain a structural survey - has that plan been dropped?

Yes.

Last year the government announced that Hips would, for the time being, not have to include a structural survey.

Many thought that dropping the requirement to have a survey would mean that the whole Hip project would be shelved.

However, the government has pressed on with Hips.

How will I organise getting a pack?

Some estate agents will offer to act as go-between for pack providers.

Alternatively, homeowners maybe able to approach pack providers direct.

I have read that these packs could cost up to 1,000 - is this true?

This is probably a bit of an overestimate - but you can probably expect to pay 400-700 for a Hip.

Potential buyers will not have to contribute to the cost of a Hip.

Houses

Will the packs make the buying and selling process easier?

However, they may want to get their own local authority searches done and mortgage companies will still insist on a proper valuation.

I am buying a property. How much store should I set on the information in the pack?

The information will be useful but it may soon be out of date. Your solicitor may well advise that you get your own searches done.

Your mortgage provider may also want fresh property searches.

In other words, they may well disregard Hips.


Originaly from Source

Argentina will be the surprise package of this year’s rugby World Cup, according to Italian coach John Kirwan.

The Pumas have only once gone past the group stages in the four previous tournaments to date, their best result when they reached the quarter-finals four years ago.

But Kirwan believes Argentina remain potential candidates for a place in the semi-finals.

He told the BBC Sport website: “I see New Zealand and England as the two teams to beat, with Australia and France also in contention.

“But people should not overlook Argentina - they’re the real wild cards and could easily upset that leading quartet.”

France have already been beaten twice in 2003, losing 10-6 and 33-32 in a two-Test series.

And Kirwan tipped the Pumas to cause some other upsets when the tournament begins in 10 October.



They also have that bit of flair that stands them aside from other teams


John Kirwan on Argentina

The former All Black wing said: “I was impressed with how they played against both France and South Africa but I wasn’t surprised.

“Argentina are a hard side to knock over. They’re well drilled and they have a good coach.

“They maintain that same solid pack they’ve always had over history and they do the basics very well. But they also have that bit of flair that stands them aside from other teams.”

Argentina are in Pool A - dubbed the “pool of death” - and face defending champions Australia, Ireland, Romania and Namibia.

They look set to easily overcome minnows Romania and Namibia, but are likely to need to beat either Australia or Ireland.

Kirwan added: “I think they’ll do it. Put it this way, I’m pleased it’s a team we won’t have to face.”


Originaly from Source

Political gossip blogs are the ones which are currently attracting the most readers, which shouldn’t be a surprise. They’re among the funniest of the sites on offer, and there’s always been a market for the scurrilous end of political coverage. And scurrilous is what you get at sites like Order Order, which is run by a libertarian troublemaker under the name “Guido Fawkes”. Political junkies may find Guido’s tittle-tattle irresistible, but for those of a shockable disposition, the BBC caveat about not being responsible for external websites applies double. Guido has also branched out into podcasting with another gossip blogger, Recess Monkey, where the sympathies are with New Labour, but the tone is hardly reverent. A recent new source of gossip is the splendidly-named Iain Dale’s Diary, where the former Tory candidate offers podcasts, newsletters and traditional blogging, and one post states the philosophy of many weblogs: “It’s Up to the Blogs to Make it Hit the Fan.”

The BBC is not responsible for the content of external websites

The BBC is not responsible for the content of external websites

Commentary is another avenue taken by a lot of blogs. Bloggers can find it hard to do traditional journalism, since they lack the hours, contacts and access of their cousins in print and broadcast. But political commentary is open to anyone who can write. (Most can’t, of course, but then the same applies to the papers.) Some good places to start would be ConservativeHome, which gives a better picture of the state of the Tory party than any of the official sites; the site it inspired, LabourHome (strapline: “back to the roots”); Post Political Times, where former Lib Dem MP Richard Allan has the time to be thoughtful and the Adam Smith Institute Blog, your one-stop shop for free market snippets.

The BBC is not responsible for the content of external websites

The BBC is not responsible for the content of external websites

Campaigning blogs keep appearing on the scene. Make My Vote Count has electoral reform in its sights, but offers a good overview of British politics; LibDem Blogs does what it says on the banner, aggregating from dozens of yellow-liveried campaign sites and Backing Blair does the opposite of what it says on the banner, offering news and campaigning tools in the hope that you’ll get “Labour in - Blair out”.

The BBC is not responsible for the content of external websites

The BBC is not responsible for the content of external websites

Linkblogs are one the oldest and snappiest uses of the technology. If you find a blog like this that you enjoy, it’s a good way of getting a daily digest of articles and stories from other blogs and from the papers. The bewilderingly prolific Tim Worstall has a sometime focus on economics, but covers the gamut with élan; the same applies to Europhobia with regard to the EU and The Virtual Stoa keeps the blogosphere’s brainy Marxist wing up to speed.

The BBC is not responsible for the content of external websites

The BBC is not responsible for the content of external websites

Satirical blogs are where lampooners do the same as the commentators above. Computers have let bloggers do what would have needed an edit suite or developing studio not so long ago. In the world of satirical manipulation of photos and images, the best are Beau Bo D’Or and Bloggerheads, there are animations at Eclectech, and old-fashioned tasteless text at Chase Me, Ladies, I’m In The Cavalry.

The BBC is not responsible for the content of external websites

The BBC is not responsible for the content of external websites

Finally, there are the opinion blogs, which do much the same job as newspaper columnists - sometimes better; sometimes worse. The writing you enjoy the most may not be from bloggers whose politics you share: the easiest way is to dive in, try a few, follow the links from their “blogrolls”, and remember the ones you’ve liked. In no particular order, then, have a peek at Dodgeblogium, Councillor Bob Piper, A Big Stick & A Small Carrot,Chicken Yoghurt, Blithering Bunny, Harry’s Place, Samizdata and Blood & Treasure.

The BBC is not responsible for the content of external websites.

If you’re overwhelmed with bookmarks, the best thing you can do is read about how RSS can help you manage your new reading.

And no round-up of UK political blogs would be complete without a tip of the hat to the BBC’s own bloggers, including Nick Robinson’s Newslog, Newsnight’s Idle Scrawl and Martin Rosenbaum’s Freedom of Information blog Open Secrets.

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Political cybersquatting reaches the UK

It can be difficult trying to find political information online. To find the Labour Party’s manifesto, do you go to Labour Dot Com? Maybe New Hyphen Labour Dot Co Dot UK?

And making matters more frustrating are the annoying pranks played by political parties pretending to be each other online.

So we’ve been through all the spoof sites and dead ends so that you don’t have to: here’s a long list of political parties. And do help us keep it up to date by emailing any changes you’ve noticed to alan.connor@bbc.co.uk.

Click here to return to the top

How is the net changing politics?

That would be a tad harsh. Weblogs let politicians talk in a different way. They’re still accountable, but they can be less formal and, so far, less cowed by the whips.

Some, like Sandra Gidley use their sites to keep up with constituency matters. Some, like Boris Johnson, just seem to like talking. And others (say, Austin Mitchell’s) are a pleasing mix of different styles and aims.

Find one you like by browsing our list of politicians with blogs, and again: please help us keep it up to date by emailing alan.connor@bbc.co.uk.

Click here to return to the top

alan.connor@bbc.co.uk,
texting to 82237 or by using the form below.

We’d also like to hear from you if you’re one of the bloggers inspired by the Beeb to get your writing out there, drop us a line.

Happy surfing!

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Originaly from Source

 

Tue 25 Sep 2007

News - Help with Tax

Posted by under Dating tips , Dating advices
No Comments 

John Whiting, tax partner at PricewaterhouseCoopers, answers your questions about tax.



Mr. King from Fife has a question on inheritance tax; he wants to know if funeral expenses, solicitor’s fees, executors’ expenses, unpaid debts and charities are exempt from the tax? He is 84 years old and manages his finances himself; in the event of his death he will only require a solicitor to handle the winding up of his affairs in accordance with his will.

When somebody dies, inheritance tax is calculated by reference to the value of the estate on death - essentially open market value of the estate. From this, it is possible to deduct a limited range of liabilities such as:

  • Reasonable funeral expenses (what is reasonable can depend on who you are).

  • Your general unpaid debts.

  • Expenses in administering or realising property situated outside the UK (up to 5%).

    Unfortunately solicitor’s fees and executors’ expenses are not deductible when it comes to inheritance tax. However, if you leave money to a charity, such gifts are left out of your estate when it comes to working out the tax - so if your estate were 300,000 and you left 50,000 to a charity, that would mean for IHT purposes you had left an estate of 250,000 to all intents and purposes.

    David Storey from Wakefield has a question about share dividends:

    When payment is received either as a cheque or payment in respect of free shares. What is the correct date to declare on my tax return, the company year-end date or the date the payment is received?

    You use payment date rather than the company year-end date for tax return purposes. Dividend payments, for example, always show the effective date of the payment and you need to be guided by this. The company’s year for which the payment is made is irrelevant for deciding which tax year the dividend falls into.

    Jonathan Edmunds from Devon has a question about his tax coding. In January he was given a tax coding for next year that included not only the money he owed from self-assessment but an addition of 2900 for next year based on assumed extra earnings.

    He complained about this and they have removed it. Is it common practice for the Revenue to overestimate earnings in this way, and can you always get it changed?

    This highlights an issue that has received a deal of publicity recently and which a lot of taxpayers need to be aware of. Traditionally tax codes have been used simply to tax wages, salaries and pensions. They are also used to tax benefits and to recover small underpayments of tax in one year, all done by reducing your code and thus the amount of tax-free pay that you get.

    Partly in an effort to stop some taxpayers having to fill in self assessment tax returns, the Revenue have started to use the tax code to collect small amounts of tax due on investment income from higher rate taxpayers who have a little bit more tax to pay. Thus they’d be paying the tax during the year through their tax code rather than after the year via completing their tax return. This is fine in principle but if as is probable your income from investments fluctuates, the taxpayer will still be faced with checking the amounts and potentially making a further small payment or reclaim after the year end.

    For small amounts, then, this is a sensible enough procedure. However the Revenue have taken powers to formalise this procedure - it happened in practice to recover sundry small fees as well - but have in some cases started to suggest they can use the tax code to collect quite significant amounts of tax on freelance earnings and rentals. The problem is, as you no doubt highlighted to them, the amounts are uncertain and you have no way of knowing whether you will receive them. Many people will in any case have to make payments on account of these tax liabilities. The taxpayer has a right to object to this coding and in my view should certainly do so if the amounts of extra income are at all uncertain. Otherwise they could find themselves at best temporarily out of pocket because they have paid the tax earlier than necessary.

    Jacob Caudwell doesn’t have a company car but uses his own for work for which he gets compensated 35p per mile. He pays more for business insurance and also loses more each year in depreciation as he does around 75000 miles a year. How is he effected by taxation?

    If you use your own car for work - not just for commuting to work but for actual business mileage - the Revenue has a standard rate of mileage allowance. This is 40p for the first 10,000 miles a year and 25p for miles thereafter.

    What this means is that if your employer reimburses you at these rates, the amounts are tax-free. If they pay you more than this, the excess is taxable; if they pay you less then you can claim the balance as an expense through your tax return. If you are doing 75,000 business miles and have received 35p a miles for this, I am afraid that you are facing a potential tax bill on 6,000.

    This may seem unjust to you as it may well be that the mileage allowances don’t compensate for the total costs of running your car. Unfortunately there is no alternative other than perhaps to go to your employer and suggest it really is about time they provided you with a company car.

    Graeme Coker from Merseyside says that he and his wife put a deposit on a new build property last June and have been living with their parents until completion. They’re now thinking of selling the house, which has gone up in value by around 20,000. Would they have to pay capital gains?

    This is an interesting question. As no doubt you are well aware, individuals or married couples don’t pay tax on their “principal private residence” - i.e. the house they live in. But strictly you have to have occupied the house so that it is clearly demonstrated to be your residence. If you haven’t lived there, even for a modest period, the Revenue could argue that there is no capital gains tax exemption due. If that were the case, you’d have to pay CGT on the gain you have made though costs (such as estate agents and lawyers fees) would be deductible and once the gain has been split between you and your wife you may well find that the capital gains tax annual exemption would cover the residual gain leaving you with no tax bill.

    However, there is another lurking danger. The Revenue may assert that in fact you are due to pay income tax on this gain that you made - that you went into this transaction with the intention of making a profit. That’s something you may be able to demonstrate simply wasn’t the case but you need to be aware of the risk and plan accordingly. Perhaps it would be worth going to live there for a spell!

    Jan Whitehead from Kent is considering selling an investment property. By so doing, she would be liable for Capital Gains Tax? If instead, she takes out a mortgage on the property and transfers the funds raised into buying a new investment property would this be a better option?

    If you take out a mortgage to buy a property that you are renting out, then the interest that you pay on the mortgage loan is deductible from your rental income. This is an important feature of the calculation of the attractiveness or otherwise of the buy-to-let market. Currently there is no limit on the amount of mortgage interest that you can get tax relief for in this way - it’s not like the old 30,000 limit that there was for MIRAS relief.

    Whether or not you have a mortgage doesn’t affect the capital gains tax calculation. That is simply in terms of the difference between what you get for the property less what you paid for it, adjusted for all the various costs you’ve incurred of a capital nature - but the mortgage is a separate matter.

    John Clark from Newcastle upon Tyne is asking for some top tips on mitigating the effect of inheritance tax on an estate of about 500,000?

    Clearly if you’ve got an estate of about 500,000, you’re into the inheritance tax net and if it all went to your children, for example, your estate would be facing an IHT bill of around 100,000.

    In terms of three top tips, I would say:

    1. Make a will - although this doesn’t necessarily save IHT, at least it means your assets go where you want them to.

    2. Any married couple should do this as a joint exercise to work out where the assets will go and try and make sure that best use is made of both partners’ nil rate IHT band.

    3. Consider starting to give away assets now - make use of the annual exemption, the exemption for normal gifts out of income and consider whether you can make larger gifts which, provided you survive 7 years, will be outside the inheritance tax net.

    We could then talk about whether investing in agricultural or business property was appropriate as these get good reliefs, whether you should give away to children or grandchildren, whether Trusts have a part to play in gifting and various other ideas but I hope this will do for starters!

    Malcolm Conway asks, is the value of large monetary gifts given in the final seven years of somebody’s life added to the value of their estate before inheritance tax is calculated? He and his wife own their house as ‘tenants in common’, can you explain how this affects the estate following the death of the first partner?

    When working out the value of somebody’s estate, gifts made within the 7 years before death are indeed added to the estate and count as the first “slice” of value when it comes to utilising the inheritance tax nil-rate band. If you and your wife made a joint gift to children of (say) 100,000, that would be treated as if you had each made a gift of 50,000 in normal circumstances.

    Your owning the house as tenants in common means that you and your wife each own your own share of the house. That means that on death you can leave your half to whomever you wish. This is in contrast to “joint tenants” which is the way most people own their houses. In such cases, when one party dies, the other joint tenant automatically gets the whole property.


    Originaly from Source

  • Mon 24 Sep 2007

    News - Time wasted?

    Posted by under Dating tips , Dating advices
    No Comments 

    We spend hours each week drinking tea, shopping and surfing the net. But these same pastimes can be used to help others. How?

    The British are creatures of habit, if the way they typically spend their time each week is anything to go by.

    The nation spends hours watching TV, shopping, gambling, dating and surfing the net, according to the Great British Time Survey, commissioned by Community Service Volunteers (CSV) and conducted by ICM.

    Younger people’s free time revolves around socialising and the computer. Dates take up at least two hours a week for 42% of 18-24 year olds, while more than half surf the net for at least an hour a day, and a quarter play computer games for at least one hour a week.

    WHAT WE DO
    87% of women shop for more than one hour a week
    49% of men spend at least two hours a week doing DIY
    69% of men spend at least one hour a day reading a paper
    55% of people spend two hours a week gardening

    For the over-65s, tea breaks take up more than an hour a week for 79% of them, while 11% gamble for more than an hour a week.

    But what few find time for is volunteering, according to the CSV. People often think they have nothing to offer, when actually they spend a lot of time doing activities that could help others. Its annual Make A Difference Day on 29 October aims to get people involved.

    We asked celebrity life coach Gladeana McMahon to give her top tips for helping others, without changing what you do.

    TEA DRINKING


    Tea drinkers could organise community tea parties. If you settle down every afternoon for a cup of tea and a scone, why not make it a social event and invite round the neighbours. If you’re making one cup then making another three or four isn’t any more hassle.

    I’m always happy when a task that I do has more than one purpose. Something as simple as making tea can have lots of benefits apart from just quenching your thirst.

    It is all about looking at what you do and working out how it can help. A tea party will strengthen community relations, as well as make you some new friends.

    SHOPPING


    Shopaholics could help a disabled person with their retail needs. In my experience nothing feels better than knowing you have made a difference - it’s a feeling money can’t buy.

    Shopping

    Shop for others

    If you love shopping then use your passion to benefit others. If you spend a lot of time in the shops you will know where the best ones are, what they stock and where to get a bargain.

    For someone who can’t get out the house or finds shopping hard, your knowledge and experience will be a real benefit. Not only will you be getting them what they need, but at the best possible price.

    GAMBLING


    Those who enjoy a flutter could help children with mathematical skills. Gambling is all about the law of probability and that is taught in schools.

    Often the reason children struggle with maths is because they find the subject boring, but if you make it more exciting then you get their attention.

    It is about transferring your skills. If you can work out the odds of a horse race, then you have good numerical ability. Why not use it to help others?

    WATCHING TV


    TV addicts could use tips they learn from makeover shows to renovate a community centre. The TV is often considered something people use to switch off after a busy day, but we learn a lot from programmes.

    People watching television

    Pick up skills from the box

    We absorb information and get ideas all the time. What we see can also be inspiring. If we see people achieve something on the TV, it might spur us on to do the same. Using the knowledge we acquire to help others also help us turn what is a sedentary pastime into an activity.

    Getting involved in activities is also a way to meet new people and perhaps even meet Mr or Miss Right. And in addition to finding love, the community gets a facelift.


    Originaly from Source

     

    Sun 23 Sep 2007

    News - Poor maths ‘fails’ sale shoppers

    Posted by under Dating tips , Dating advices
    No Comments 

    Millions of shoppers will fail to bag winter sale bargains as they lack basic maths skills, the government says.


    Ministers want people who find it hard to work out “20% off” or “buy one, get the second half-price” offers to sign up for free refresher maths courses.


    Staff from its Get On campaign will be out among the crowds at 10 city centres across England with tips.


    The Department for Education and Skills says 14.9m people lack numeracy skills expected of an 11-year-old child.


    The Get On campaign staff will be handing out percentage calculators and encouraging shoppers to test themselves to see if they could improve their skills.


    “We all use numbers every day, but millions struggle to do the kind of basic sums that are so essential to our lives at work and at home,” said Skills Minister Phil Hope.


    “Everyone enjoys the hunt for a bargain, but people might not realise that they can brush up their maths or reading and writing - locally, and for free.”


    Shops across the country are gearing up for one of the busiest days of the year, with some opening up in the early hours of the morning.


    But many chains and department stores already began their sales a day ahead of the traditional 27 December start date.


    Originaly from Source

     

    Sat 22 Sep 2007

    Sport - Tips from the captain’s table

    Posted by under Dating tips , Dating advices
    No Comments 

    So when he’s not rooting for club member Colin Montgomerie, whose father Dunsmuir plays golf with every week, he will be thinking about getting out on the course on Monday - hopefully, to recreate Monty’s victory march up the 18th.

    The members haven’t been allowed on the course for the last two weeks as the R&A, broadcasters and tented village brigade have been let loose on their beloved links.

    Don’t feel too sorry for them, though, they’ve been able to satisfy their golf cravings at neighbouring courses like Turnberry, Prestwick, Barassie and the Gailes links.

    But it’s the Championship Course on “The Breezy Links o’ Troon” that they miss, and Dunsmuir is no different.

    “As long as it doesn’t rain on Monday, things will get back to normal very quickly. It’s a very resilient course,” the captain said.

    “We’re all itching to test ourselves on the championship set-up. And it’s great playing with the grandstands still up - we all get to dream a little.”

    Dunsmuir would also like to relax a little. This week is just the culmination of a process that started two years ago when the R&A’s course architect visited Troon to make his suggestions for the set-up.



    Our members aren’t going to worry about a new bunker 300 yards down the fairway - unless they play two bad shots, that is


    Arthur Dunsmuir
    Royal Troon Club Captain

    Royal Troon’s greens king

    The Troon resident is far too discrete to reveal what those suggestions were, and stressed that the R&A is the perfect tenant.

    “We have a great relationship with the R&A,” he said. “They know there is a balance to strike: we are a members’ club, and this is an area of special scientific interest.”

    In the end, only 96 yards were added to the course that hosted the 1997 Open, but there were 10 new bunkers added.

    “Scottish bunkers, too. Not the type you can play seven-irons from. These are ones you have to play out sideways,” said Dunsmuir.

    “But our members aren’t going to worry about a new bunker 300 yards down the fairway. Unless they play two bad shots, that is.”

    And he was quick to point out that any short-term disturbance to the 126-year-old club’s equilibrium is more than worth it in terms of prestige, revenue and the wealth it brings into the area.



    If the wind keeps blowing in this direction (from the west) it will favour a left-hander


    Dunsmuir’s local knowledge

    “I can’t verify the figures, but it is said that this week will bring up to 50m into the local economy. I live locally, and people are always coming up to me to say how pleased they are to have the Open back at Troon,” he said.

    “Hosting the Open is an enormous honour. And for the last year Royal Troon has served as a magnet for golfers wanting to play all the great courses in this area.

    “This year was our turn, but other years it’s Turnberry, and Prestwick is always very popular because of its history. But all our neighbours are great courses.”

    And with that, the diplomatic Dunsmuir disappeared for a lunch with the captains and captains’ wives from all those clubs.

    He did, however, give me a tip before he left.

    “If the wind keeps blowing in this direction (from the west) it will favour a left-hander. When it blows like this it is hard on the right-handers on the back nine,” he said.

    A left-hander? You work it out.


    Originaly from Source

     

    Fri 21 Sep 2007

    News - Moscow Diary: English Newspeak

    Posted by under Dating tips , Dating advices
    No Comments 

    A conversation at a cafe in the Russian capital these days could easily include the words “manager”, “training” and “outsourcing”, to name just three. The chat could take place over a “business lunch”.

    If you couldn’t afford your share of the bill, you might look like a “loser”. It might be time to go to the bank for an “overdraft”.

    The Russian government has declared 2007 the year of the Russian language. That may be so - but the language as it’s spoken today isn’t 100 per cent, well, Russian.

    Michele Berdy is a translator who’s worked here since the 1970s. She has a weekly column in The Moscow Times - the capital’s main English-language newspaper. It gives tips to expats hoping to brush up their vocabulary, and charts the way the language is evolving.

    “It’s changed fairly dramatically,” she told me, “mostly because of the influence of English”.

    It’s changed dramatically because Russia has changed dramatically. In communist times, you didn’t need a word for “marketing” or “PR” because there wasn’t really any. Now it’s everywhere. So are the English words.

    Last year, Ms Berdy wrote about a linguistic experiment from the 1920s. Researchers went to a village in northern Russia and asked people the meaning of the new words which had entered the language in the years after the Bolshevik Revolution of 1917.

    The villagers suggested that a communist was someone who didn’t believe in God.

    Socialism was “life the new way - dunno, something like the law?”

    A “decree” was dismissively defined as “the government writing papers”.

    I decided to repeat the experiment. I went to Sergiev Posad, a town about two hours’ drive north of Moscow. You couldn’t really imagine a more timeless picture of Russia. Sergiev Posad is one of the centres of the Russian Orthodox Church. Its monastery attracts pilgrims and tourists from across Russia and beyond.

    There are blue and gold onion domes rising above whitewashed walls. Then there’s a restaurant called “American Pie”.

    IMAGE-MAKERS AND OFFICE TEENAGERS

    The trouble with some of the new words is that they’re not even really English terms. We can guess what an “image-maker” might do, but we might call them a “spin-doctor” or “PR person”.

    Sergiev Posad

    Sergiev Posad is the Russian Orthodox heartland

    In Russia today, every would-be mover and shaker needs one, but do ordinary people actually know what it means?

    For my experiment, I tried out “image-maker”; “teenager”; and “overdraft” - all words you see and hear regularly in modern Moscow.

    Most people did seem to know what an “image-maker” was. One man said it meant “stylist” in Russian - clearly a concept which has come from outside the country.

    “Teenager” was easy, too. Most people I asked replied that it meant “adolescent”. Lyudmila stopped for a moment on her way into the monastery. She had a different view. “Teenager? I understand the word. It’s probably got something to do with an office,” she said, fairly confidently.

    To be fair to Lyudmila, I suspect she got confused with “manager”. Russia’s post-Soviet youth may be getting used to lives their parents never led, but offices probably don’t figure in the dreams of many of them.

    There was a worrying message for the future of Russia’s booming economy.

    Only one person of the dozen or so I spoke to knew what an “overdraft” was.

    A lot of Russians apparently remain happily isolated from one of the worst evils of capitalism.

    What does this all mean? Is it proof that the West won the Cold War? Is it just easier to borrow words for alien concepts from other languages?

    Maybe it’s a decision for managers to make over a lengthy business lunch.

    CIVILISED ANTHILLS

    “Moscow 2010: no one can work, nowhere to study, nothing to breathe,” was the recent front-page story in Izvestiya.

    Moscow has become a victim of the country’s massive economic growth. People are flocking to the city from all over the world’s largest country and beyond.

    Now the city authorities are worried about how they’re going to cope. They’ve already had a public information campaign asking people to save electricity.

    The challenges they face are common to many contemporary capitals.

    Izvestiya says the city’s choice is either to “follow the course of civilised European capitals” or far eastern cities, which it compares to “human anthills”.

    Russia has always tried to combine the best of east and west. Will the Moscow of the future be a civilised anthill?


    Send your comments in reaction to James Rodgers’ Moscow Diary using the form below.

    Your comments:

    The composition of Great Russian language had always been a subject for debates among educated portion of population, ever since Pushkin. Russian language is not as systematic as English, or any other European languages, it is a still changing and flexible system.
    Olga, New York, NY

    On a trip to Russia a few years back, I was surprised to hear a number of distinctly French everyday words (such as “etaazh” for the building floor/level and “magazin” for shop). On reflection, I shouldn’t have been surprised given that speaking French was de rigueur among 19th century continental elites. Maybe Russians were upset about it years ago; but I think they got over it.
    Kaushik, New York, US

    There are also many Dutch words absorbed in Russian, dating from the time of Czar Peter the Great, who studied Dutch ship building and sea faring practices intensively, and introduced a number of them in Russia.
    Bill, Bristol

    It’s very easy to paint people who don’t like the invasion of English as parochial, backward-looking bumpkins, as if it’s only natural that they should start using English. To get an idea of what it feels like, we Brits should always think of those irritating American words adopted by teenagers (it’s nearly always the young). My favourite hate objects are ‘pants’ for trousers, business people talking about ‘growing’ profits, companies etc. (they are not crops!) and, oh yes, ending sentences with rising intonation as if everything were a question.
    Andrew, York, England

    I enjoyed reading your article. President Putin worries that the Russian language is in danger. I can see that he has some things to worry about and then again he doesn’t. It all depends upon area.
    Image-maker makes more sense than Spin Doctor or PR person. But what Russian needs to know what an overdraft is? I don’t and I’m Russian. There’s probably a Russian equivalent. Russia has only just begun to enjoy the blessings of democracy, but the language will stay intact if enough make sure that it does.
    Ms F, USA

    An article that reflects more bias and narrow views of Russia and other non-western countries. What about the French words in English Business? The use of Raison D’etre to emphasise the reason of existence of the strategic aim of an organisation, or perhaps Laissez faire to reflect a lenient management style, and this can extend to many other words.
    The fact is that civilisations evolve over the years sharing their experiences and knowledge with each other.
    Jamil, Jordan

    I teach English to Russians. Many Russians already have a basic grounding in English from their schools and/or colleges/universities. But the acceptance and use of the English language as the universally used language by practically all countries globally has caused Russians to flock to these schools to upgrade their linguistic skills to improve their job prospects. My students are aged from 20 to 61 years old. Russian businesses are requiring more employees with English language skill sets.
    Bruce Grant, expat in Russia

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